Building the infrastructure where capital markets meet blockchain payments.
I lead digital assets globally at PXP, a payments orchestration platform processing €30B+ annually across 30+ countries. My work converges stablecoin settlement, on-chain FX, and tokenized financial products so value stays where it is created and more of the world can take part in global markets.
Where the thinking lives.
BJ Research is my independent publication on stablecoins, settlement and the tokenization of capital markets: one long paper that sets out the argument, and short, cited notes written as the evidence arrives.
The Capital Markets Convergence
The stablecoin narrative has consolidated around a single proposition: faster, cheaper payments. That proposition is valid but incomplete. Settlement, on-chain FX and tokenized local securities are the bigger prize, and the evidence is quantitative.
Stablecoins are one rail in a network of networks.
They are not a magic fix for cross-border payments. Deployed only where they genuinely outperform legacy infrastructure, they become the foundation for something larger: a stack that keeps capital productive in the markets that generated it.
Stablecoin settlement
24/7 funds movement that ends the settlement delays forcing corporations to hold idle capital in high-cost repatriation corridors.
How it works → Layer TwoOn-chain FX and yield
Tools for treasurers to manage currency exposure in-market, converting volatility risk into managed, yield-generating positions.
How it works → Layer ThreeTokenized local securities
Local treasuries, bonds and financial products that trade 24/7 so value keeps circulating where it was created instead of flowing uphill.
How it works →When value stays where it is created, economies grow.
Energy into a system should produce an equal or greater output. That is not what happens in the global economy today: capital flows uphill, from emerging markets to a handful of developed nations, because the rails to deploy it safely in-market do not yet exist. The infrastructure I work on is built to change that default.
On record.
Can Crypto's Open Network Dreams Survive Going Corporate?
PYMNTS, February 2026. Quoted on the pragmatic realities of building compliant blockchain payment infrastructure. One of nine features and interviews since 2020.
SpeakingConsensus, PayFi Summit, Circle Stablecoin Day, Payments MAGnified.
On stage in Austin, New York, Washington and Chicago on stablecoin settlement, the convergence of payment and finance, and what institutional adoption actually requires.
PatentsSix Visa blockchain patents, from a single-use digital asset to cross-border settlement.
Co-inventor on applications spanning disposable on-chain tokens, sub-10-second stablecoin remittance, non-custodial wallets and smart-contract verification. Explore how they fit together.
The through-line from Rwanda to here is the same conviction.
I grew up in Wales, Wisconsin building things: investing at nine, a first LLC at eleven, a video company at twelve, and at seventeen a socially conscious gum brand assembled by more than 200 people with disabilities through Easter Seals. A study-abroad semester in Rwanda, watching people transact by text message in a village with no Wi-Fi, gave me the problem I have worked on since: the gap between who has access to financial infrastructure and who does not.
That problem became The Odyssey Project, then Visa's blockchain product team and six patents, then global blockchain strategy at Nuvei, and now digital assets at PXP. The financial system should work for everyone, not just the people who already have access to it.
Those who humble themselves will be exalted.
3:37 at the 2026 Austin Marathon, chasing sub-3:15
by way of Wisconsin, Waco and San Francisco
Everything published in BJ Research.
Let's build the next layer.
I am available for speaking, advisory conversations on stablecoin infrastructure and digital asset payments strategy, media interviews, and partnership discussions.